An umbrella policy provides extra liability protection that kicks in when the limits on your underlying home, auto, or boat policies run out. A single accident with serious injuries can quickly exhaust standard liability limits — and you become personally responsible for the rest. An umbrella adds an extra layer (typically $1M to $5M+) of coverage at a relatively low cost.
Your umbrella policy applies on top of bodily injury and property damage liability from your underlying policies, plus often covers things standard policies don't — libel, slander, false arrest, and certain claims while traveling abroad.
We help match your umbrella limit to your actual exposure — not a one-size-fits-all number.
Don't wait until it's too late. Contact us for all of your personal and commercial insurance needs.
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