What Clients Are Saying
Real People. Real Coverage.
We help California homeowners and businesses get practical coverage guidance when the easy answers are not enough. Here's what some of them have to say.
After three other agents told me I was uninsurable, Semler had me bound with Chubb in eleven days.
State Farm non-renewed me in early 2024 after the new wildfire model went into effect. Most agents quoted the FAIR Plan and walked away. Kenny ran my Calabasas home through every appetite he had relationships with and bound a Chubb Masterpiece quote within two weeks — under what State Farm had been charging the year before.
They have handled four of our policies for years. They actually pick up the phone.
Auto, home, umbrella, and the boat are all with Semler. What I appreciate most is the service. When our daughter was rear-ended and we needed help sorting the claim details, Christina answered her cell on the second ring. Try doing that with a 1-800 number.
Our commercial property renewal got complicated. Semler got us organized quickly.
Three other agents treated the account like a form submission. Semler walked us through the property, liability, and commercial auto details we actually needed to address, then helped us compare the options clearly.
Post-Palisades, our Topanga home was unwritable. They built a stack that actually covers us.
We rebuilt with all the hardening — Class A roof, ember-resistant vents, the whole package. After January 2025 most carriers wouldn't look at our ZIP regardless. Kenny structured a FAIR Plan dwelling layer plus a Difference-in-Conditions policy that fills the liability and water gaps, and walked us through how the two claims processes interact. He didn't oversell.
They knew the Lake Sherwood underwriting quirks better than the carrier reps did.
Lakefront with single-route egress — we'd been quoted three times the previous year because the carriers' models flagged us as high-risk wildfire AND high-risk wind. Semler knew which two carriers actually price Westlake Island fairly and submitted to both. We're paying twelve percent less this year on better coverage.
My '67 Mustang plus daily drivers plus the house plus the ranch — one agent who knows it all.
Every other agency wanted to send me to a different carrier for the classic, the standard auto, the home, and the equine setup at the property. Semler placed everything across the right specialty markets and the right mass-market carrier and consolidated the renewals onto the same calendar. Twenty minutes a year now instead of four separate phone calls.
Are You a Semler Customer?
If we've helped you with a tough policy, a non-renewal save, a hard-to-place home, or just consistently good service over the years — we'd love to hear about it.